Are you planning to buy a home in Georgia but not sure where to start? Our Home Buyers E-Guide Book is here to help you. This comprehensive guidebook provides all the essential information you need to know about the home buying process in Georgia.
Meet with a Real Estate Professional
Get started on the home buying process today by discussing the type of home you're looking for with us. We'll help you narrow down your search by considering factors like style, price, and location, and we can begin outlining a buying strategy that's tailored to your needs. Additionally, we'll discuss financing options with you so you can determine your budget and make a sound investment. Contact us today to take the first step towards finding your dream home.
Want the Details? 20 essential steps to home buying
Contact a Lender and get Pre-approved
Understanding your financial situation and knowing what type of loan you can qualify for is essential to a successful home buying process. We recommend visiting our preferred lenders to find out what you can afford and be ready to make an offer. Additionally, check to see if you qualify for free down payment money to make your dream of homeownership a reality.
Check to see if you qualify for FREE down payment money.
Search for Your New Home
The exciting part of the home buying process is searching for your dream home. Your real estate agent will assist you in scheduling showings and finding the perfect property. To stay ahead of the competition, we suggest setting up Listing Alerts, which will notify you of new properties that meet your criteria before they are available to other buyers. In today's competitive market, every minute counts!
Making an Offer
Visit our Buyer's E-Guide for valuable information and tips on making the right offer, including determining the right price, negotiating terms, and understanding contingencies. Your agent will work with you to craft an offer that meets your needs and puts you in the best position to purchase your dream home.
Negotiations and Contract
This market is highly competitive, so it's important to be patient and persistent in your home search. It may take a few attempts to find the right home and make a successful offer, but don't give up. Your agent will work with you to adjust your search criteria and offer terms as needed to help you succeed.
Congratulations on reaching an agreement with the seller on price and terms! With the contract in place, the home is effectively reserved for you until the closing.
Typically, the contract will include a timeline for obtaining financing. Your agent will explain your rights and responsibilities under the contract and guide you through the remaining steps leading up to the closing.
The Final Details
During this final stage of the home buying process, it is important to perform due diligence to ensure the property is in good condition and the financing terms are favorable. Schedule a property inspection to identify any potential issues that may need to be addressed. Your lender will also order an appraisal to determine the property's value. Your agent will assist in reviewing the terms of your financing and crunching the final numbers. Any issues that arise during this stage may require additional negotiations with the Seller. Rest assured, your agent will be highly involved and guide you through each step.
At closing, all final paperwork is signed and funds are transferred from the buyer to the seller. An attorney at the title company acts as a third-party to facilitate the transfer of ownership. Your real estate agent will recommend closing attorneys from our referral network to assist you in this process. It is important to review all final documents, including the settlement statement, to ensure accuracy and understanding of all terms and fees.
Need more detail?: 20 essential steps to home buying